52.86.227.103/blog/2016/08/17/opt-in-opt-out-behaviour-for-multi-peril-could-lead-to-higher-premiums/?share=twitterarmsrisk.com.auclaudebot52.86.227.103/blog/2016/08/17/opt-in-opt-out-behaviour-for-multi-peril-could-lead-to-higher-premiums/?share=twitterarmsrisk.com.auclaudebot